Why should I use an independent health insurance broker?
YOU WILL PAY THE SAME PRICE FOR YOUR HEALTH INSURANCE THROUGH A BROKER THAT YOU WOULD PAY IF YOU WENT DIRECTLY TO ANY HEALTH INSURANCE COMPANY.
An independent insurance broker is licensed by the State to represent and work for the consumer. Unlike an insurance agent who represents an insurance company and that insurance company’s interest, a broker is independent of the insurance company and represents the needs and interest of the client.
This independence allows the broker the freedom and opportunity to deal with multiple insurance companies rather than just one.
Independent brokers, such as French Cormany Insurance Services Inc, are paid a commission that is included in all health insurance premiums. When you deal directly with a health insurance company, that commission is paid to a “captive agent” who sells only for one company.
French Cormany Insurance Services Inc represents a number of insurance companies and researches to find you the best combination of price, coverage, and service. We have the experience and expertise to guide you in choosing the health insurance program that best fits your needs and budget. We select and analyze policies from a range of major insurance providers to find you the best value.
We act as your broker and look after your interests.
Aetna, Assurant, Anthem Blue Cross, Blue Shield, California Choice, Cigna, Delta Dental, Dearborn National, Guardian, Hartford, Health Net, Humana, Kaiser Permanente, Medical Eye Services, MetLife, PacifiCare/UnitedHealthcare, Principal, Prudential, Safeguard, Standard, UNUM, Vision Service Plan